Fixed Income Investments

Invest in interest bearing instruments issued by the government for purposes of raising money to fund budget programs. We offer access to best bonds which depend on your risk tolerance, time horizon, and long-term financial goals.

Some of the benefits

Coupon payment

Receive Interest payment every 6 months

Low level of risk

Guaranteed a certain rate of return on your investment. Interest bearing instruments are relatively stable and predictable.

Affordable

Minimum amount required is UGX. 100,000

Highly liquid

With Short-term tenors of 91 days, 182 days & 364 days, you can easily convert to cash when needed.

What are Treasury Bills and Bonds?

Treasury Bills: These are issued through auctions run by Bank of Uganda in tenors of 91 days, 182 days and 364 days, minimum investment amount of Ugx 100,000 and multiples thereof; issued at a discount

Treasury Bonds: These are issued in tenors of 2, 3, 5, 10 and 15years, minimum investment amount of Ugx 100,000 and multiples thereof; have periodic payments called coupons paid every 6 months. Coupon rates are fixed for the duration of the bond investment.

Issuing a bond at par occurs when a coupon rate is equal to the prevailing interest rates for a particular tenor. In this case, the face value will be equal to the amount debited from the holder’s account.

Issuing a bond at a discount occurs when it offers a coupon rate lower than the prevailing interest rate for a particular tenor. Face value will be more than the amount debited from the holder’s account.

Issuing a bond at a premium occurs when the bond offers a coupon higher than the prevailing interest rates. Face value at maturity will be lower than the debit amounts off the holder’s account.

Benefits

Investment Advisory deals
Coupon payment
Steady Income
Low level of risk
Affordable
Highly liquid

What you need

Stanbic Bank Account
A Central Securities Depository (CSD) account (No opening and operational fees)
National Id and one passport photo.

What it costs

Account Opening is free
No operational fees
Any investment below 10 Years, the withholding Tax is 20% while 10 years and above Tax is 10%.

How to get it

Fill in the application form for a Central Securities Depository (CSD) Account
Submit filled form to SBGS Securities Team on [email protected]
Call SBG Securities Uganda team on +256312224965/+256312224975

Call SBG Securities Uganda team on +256312224965/+256312224975
Email us on [email protected].

What are Treasury Bills and Bonds?
Benefits
What you need
What it costs
How to get it
Contact us